Mornings with Dave & Jen

Obamacare And YOU
Obamacare And YOU

Today is the day that registration begins for the state health care exchanges that were set up under the legislation, dubbed Obamacare…what do YOU need to know?

The rollout is expected to begin slowly, with some glitches expected, and even though registration begins today, you can sign up as late as December 15th, and the plans don’t go in effect until January 1st, which is also when Americans will be required to either have insurance or pay a fine.

Eventually, at least half the nation’s nearly 50 million uninsured people are expected to get coverage, either through subsidized private plans in the new markets or through an expanded version of Medicaid in states accepting it for low-income adults.

Many who stand to benefit most from elements of the Affordable Care Act are the least likely to be aware of them.

The Commonwealth Fund Health Insurance Maketplace Survey found that just  40% were aware of benefits such as financial assistance to help those with low or moderate incomes pay their health insurance premiums.

If you’re one of the roughly 80% of Americans who get insurance from either your employer of government, chances are you won’t need to do anything.

Here are some links to help you better understand Obamacare:

Huffington Post’s The Biggest Myth About Obamacare

NY Times’ Guide to Healthcare Changes

And the link to NYS healthcare marketplace  (It’s been overwhelmed today with inquiries, so you’ll need to pack your patience if you’re checking it out today!)


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