There have been a few changes to the Affordable Care Act for 2019.

If this is the first year you’re signing up for “Obamacare” you can enroll now at the New York State of Health’s website.

If you’re renewing, you’ll have to wait until Friday, November 16th to make any changes.

You’ll no longer pay a penalty for not having insurance…the Penny Horder has a good guide to the plans available and what’s best for you and your family!